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| SAMLoans...we do not just sell products |
| ... we provide solutions |
| "At SAM Loans we not only offer an extensive range of highly competitive mortage products, we also guarantee superior personalised service and support." Rob Fitzgerald, Director, SAM Loans |
SAM Loans values personal attention and understands that no two loans are alike. We therefore approach each case individually in order to develop the most efficient and accurate program to fulfil your and your client's specific needs. As a specialised, multi-tiered service provider to the mortgage broking industry,
SAM Loans presents a unique alternative for brokers and invites you to experience
the SAM Loans difference. |
SAMLoans guarantees: |
| SAMLoans Panel of Quality Lenders |
SAM Loans enjoys an excellent relationship with Australia's major bank and nonbank
funders, as well as Lenders' Mortgage Insurance companies and boasts an Primarily, SAM Loans deals with three main lenders - Macquarie Bank, Interstar and, most recently, Bank of China Australia Ltd (BOCAL) - and is proud of its association with lenders of such size, integrity and standing in the Australian and global banking community. SAM Loans enjoys benefits from the established relationships we have with these three key lenders. Bank of China Australia Ltd (BOCAL) recently extended its lending program to SAM Loans as its exclusive representative in the Australian market.This arrangement allows us to facilitate loans for your customers that would previously be placed outside the non-bank lending criteria for reasons such as loan size, LVR, customer exposure limits and security type. |
| The SAMLoans Mortgage Product Range |
The extensive range of loans offered by SAM Loans covers most of your customers¡¯ many and varied requirements.We can assist you to assess the needs of your clients and choose the loan that is right for them. Different packages offer different features and combination of features like direct debit, salary credits, Internet and phone banking, redraw facilities and cash cards. In addition, most loans offer either fixed or variable interest rates, or a loan with fixed and variable components. At SAM Loans, we have divided our product range into four main categories: |
| Full Doc |
| Our full doc loans are suitable for PAYG individuals, the self employed or full-time investors, corporate entities, registered Australian companies, partnerships or trustees acting for family trusts.Everyone from first home buyer to non-residents wishing to purchase an Australian or New Zealand Investment property. |
| Low Doc |
| Low doc facilities are ideal for the self employed, contractor or small business person who cannot supply evidence of their income, but have significant equity to contribute to the purchase or refinance of their property.They must have been in business for at least two years, but no evidence of income such as financials, pay slips or statutory declarations from accountants required. |
| Easy Doc |
| The easy doc program is primarily for borrowers that are self employed or fulltime investors who are unable to provide extensive financial statements at the time of application for a loan and are applying for a loan that will not be subject to the provisions of the Consumer Credit Code (CCC). |
| Non- Resident |
| Non-resident loans are specifically for borrowers purchasing residential property in Australia who do not ordinarily reside or pay taxes in Australia. |
| Lifestyle loans |
| These have been design in conjuction with a partner to assist retirees to enjoy a life style that they deserve. |
| SAMLoans ...more than mortgage products |
| In addition to its mortgage products, SAM Loans offers a range of vehicle financing options including: |
| * motor vehicle finance; * consumer loans; * leasing;and * hire purchase. |
| Also available for your commercial customers are: |
| * commercial loans, and; * plant and equipment finance. |
| SAM Loans is now also able to offer: |
| * loan protection insurance;and * general insurance. |
| Download Forms |
|
New Zealand Loan Application Form CBA acknowledgement and consent form |
| Copyright © 2006 Credit Asset Management Inc. All rights reserved. |